Can I Cancel My Auto Insurance During a Pandemic to Save Money?

Posted on: April 26, 2020
Minimum Threshold / Auto Accident Attorneys / Orlando Oviedo Winter Springs Altamonte Winter Park Sanford / Car Insurance Lawyers / Beers and Gordon P.A.In the midst of a pandemic, when so many of us are continuing to stay home, when so many of us are trying to save money and make it through on a tight budget, one of the understandable temptations is to look in the garage or the driveway and ask whether that car really needs to be insured, whether it’s okay to simply drop coverage for a few weeks or a few months until you get on your feet again. Unfortunately, the penalties for giving in to that temptation could be steep. According to the Florida Highway Safety and Motor Vehicles, a registered vehicle must “maintain required insurance coverage” through a full registration period or the penalty could be a suspended license, a suspended license plate, and a fee of up to $500 to restore everything back to normal.

But what about the part of you that asks whether you could cancel quietly, without the FLHSMV ever knowing. When it comes to motor vehicle coverage, insurance companies automatically and digitally notify Tallahassee when a coverage has been cancelled or lapsed. In other words, an insured car cannot become an uninsured car without someone noticing and someone asking questions. So while it’s not unreasonable to look at an unused, stationary car and ask about ways to save costs, maybe the good thing to remember is that you’re not using much gas.

If you or someone you love has been the victim of a wrongful death, a personal injury, or a motor vehicle accident, please contact the law offices of Beers and Gordon P.A. for a free consultation. Our firm serves all of Seminole, OrangeVolusia, Lake, and Brevard counties, including Oviedo, Winter Springs, Altamonte Springs, Sanford, Longwood, Winter Park, Lake Mary, and Greater Orlando. Our attorneys have over 50 years of combined experience ready and willing to go the distance on your case. Call us right away at 407-862-1825.


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