Tag: property damage

Even in the shadow of Columbine, no one could have imagined, ten or twenty or thirty years ago, that school districts would have the option of acquiring Active Shooter Insurance. But after the Parkland tragedy last month, at least seven districts in South Florida have done just that. This is not in any way related to the ongoing debates over school security, but rather, has everything to do with the costs of aiding individuals and families of anyone who happens to get injured or killed during an unexpected incident.

More often than not, when you think of damages, especially in terms of an accident, you’re thinking about the dents, the scratches, and the physical toll your vehicle or body has taken after being hit. But in legal terms, the word “damages” simply refers to the monetary reward given to an offended party, either through settlement or through the decision of a court.