Even in the shadow of Columbine, no one could have imagined, ten or twenty or thirty years ago, that school districts would have the option of acquiring Active Shooter Insurance. But after the Parkland tragedy last month, at least seven districts in South Florida have done just that. This is not in any way related to the ongoing debates over school security, but rather, has everything to do with the costs of aiding individuals and families of anyone who happens to get injured or killed during an unexpected incident.