What is a No Fault State?

If you’ve been in a car accident, the most important thing to know about Florida law is that Florida is a no-fault car insurance state. That means, if you’ve been injured as a result of that accident, you’ll need to first turn to your own car insurance coverage to get compensation for your injuries and Read More

How Much is the No Fault Provision?

The No Fault provision is essentially an agreement between all Florida insurance companies and the Florida Legislature. Under the provision, insurance companies are required to provide a certain level of coverage for their insured if they are involved in an automobile accident, regardless of fault. In exchange, the victim of an auto accident can only Read More

What is an Insurance Adjuster?

The existence of car insurance is a double edged sword. A two way street, if you will. The law requires that you have car insurance if you plan to drive, guaranteeing coverage for any potential accident that may occur. But at the same time, insurance companies are specifically designed to make profit, thereby seeking ways Read More

Safest Way to Travel

Remember when you were a kid and Superman was the hero who insisted that “statistically speaking,” flying was the safest way to travel? That statement was true in the 1980s and it’s been true for every decade since. But in 2017, that statistic got a perfect score. Precisely zero lives were lost from a commercial Read More

If I don’t have UM on my policy, can I qualify for it on someone else’s policy?

Far too often, a discussion over the results of a car accident only have to do with drivers and policy holders. But what happens when you are a passenger injured in an accident that you had nothing to do with? And what happens when the driver of the car that hit you was uninsured or Read More

How Does UM Work?

After an insurance company has exhausted the limits of your PIP coverage, if the other driver has no insurance or a small amount of coverage that is insufficient to cover the costs related to your injury, your uninsured or underinsured motorist coverage is there to cover the damage caused by the negligent party. However, if Read More

What is Uninsured/Underinsured Motorist Coverage?

You may find it shocking to know that Florida has the fifth highest rate of uninsured drivers in the whole country. Almost a quarter of Florida drivers do not have auto insurance. In other words, one out of every four cars you see while driving on I4, SR417, or any familiar backroad may be driven Read More

Isn’t it Normal to get Compensation for Injuries?

If you get injured in a car accident that was not your fault, it’s easy to take some things for granted. Especially the idea that an insurance company for the at-fault driver will simply step up and cover the costs of your doctor visits, your pain meds, and your physical therapy. After all, the accident Read More

What Does PIP Cover?

Personal Injury Protection, or simply PIP, is mandatory coverage provided by your insurance company in the event of an accident. It is governed by Florida Statute 627.736(1). Under the PIP Statute, an insurance company is required to provide their insured with a minimum of coverage, should they be involved in an auto accident. The minimum Read More

Is There a Cap on How Much an Attorney Can Charge?

Most personal injury attorneys, including Beers and Gordon, work for what is called a contingency fee basis. This means that the attorneys will not receive any compensation for their services until a recovery is made on your behalf. Most personal injury attorneys will also not charge you a retainer to ensure their services, and will Read More